Terms of use

1. Who we are

These terms apply to the Foroba Labs website and to the apps Naforo, Yiriba, Kelen and the assistant Jeli. They are offered by Foroba Labs, legal entity [TO CONFIRM].

2. The services

The apps help you view and understand your own financial information. They show estimates, summaries and explanations.

The apps are in early access and features may change or be withdrawn.

3. Your account

• You must give accurate information and keep your sign-in details and second factor safe.
• You must tell us promptly if you think someone else has accessed your account.
• You are responsible for activity under your account.

4. Acceptable use

• Do not misuse the services, interfere with them or try to access data that is not yours.
• Do not use the services for unlawful activity.
• Do not copy or resell the services without our written permission.

5. Not financial advice

Foroba Labs is not a bank, broker or investment adviser. Nothing in the services is a recommendation to buy, sell or hold any asset. See the financial disclaimer.

6. Third-party data and services

Bank data, market data and exchange rates come from third parties. We do not control them and cannot guarantee that they are accurate, complete or timely.

7. Plans and payment

Paid plans are not available yet. Prices, billing cycles, taxes, cancellation and refund terms will be added here before launch: [TO CONFIRM].

8. Availability

We aim to keep the services running but do not promise they will be uninterrupted or error-free.

9. Liability

The extent to which Foroba Labs is liable for losses, and any legally required limits, is [TO CONFIRM] by legal counsel.

10. Ending your use

You can stop using the services and ask us to delete your account at any time. We may suspend accounts that break these terms.

11. Changes

We will update these terms as the services develop and will tell you about material changes.

12. Governing law

Governing law and jurisdiction: [TO CONFIRM].